Instant Aadhar Card Loans Online - Quick Approval & Disbursement
We are dedicated to your success
Aadhar Card Loans is a leading finance service company in India that provides various types of loans with Aadhaar-based e-KYC verification. With a loan from us, you can achieve your financial goals quickly and securely.
We understand that time is of the essence, so we make it our priority to ensure that your experience with Aadhar Card Loans is as fast as possible. We do this by making our loan application process as easy and hassle-free as possible with minimal documentation. You can expect speedy approvals and disbursements on our loans.
Know your financial goals and dreams? Get a loan to help achieve them
We offer different types of loans so you can get the best one that suits your needs. At Aadhar Card Loans, we know how important it is for our customers to get the best deals. We offer competitive interest rates from a diverse range of lenders to make sure that you get the best deal for your needs.
EMI Calculator
Monthly Payments
1,321.51
Total Principal to be Pay
58,580.88
Total Interest to be Pay
158,580.88
Rate & Other Charges
- Loan Amount: Rs. 1 Lac to 40 Lacs
- Rate of Interest (APR)*: 10.75% to 22.50%
- Repayment Tenor: 12 Months to 60 Months
- Processing Fees: 0.75% to 2.50% + GST as applicable
- Prepayment/ Foreclosure: Nil
Illustration: Rs. 1 Lac loan on @10.75% with processing Fees for 60 Months comes to Rs. 1,29,708/- Equated Monthly Instalment shall be: Rs. 2,162/- only.
The Annual Percentage Rate or APR helps you to calculate the actual borrowing cost over a particular period. It is expressed in percentage and represents the yearly cost of loan. It takes into account the nominal interest rate and all other fees involved in getting and servicing the loan. The fees include processing fees, insurance costs, administrative costs and other miscellaneous expenses. The annual percentage rate will always be equal or higher than the nominal interest rate charged on loan. APR is a very useful tool in comparing the loan terms of different lenders and helps to find the right lender that suits your needs.
Loan Eligibility Criteria
- To qualify for a loan, you must fulfil these requirements:
- Minimum Salary:- INR 20,000.00
- Age:- 23 to 55 years
- Minimum CIBIL Score:- 750
- Employment:- Salaried, employed with an MNC, public, or private company
- Nationality:- Indian resident
The formula for calculating APR is: APR= [{(Fees + Interest)/ Principal}/ n]*365*100
N:- tenure of the loan in days
APR*:- Annual Percentage Rate
Easy Application Process For Any Types of Loan
Aadhar Card Loans - Grievance Redressal Cell
We strictly follow the RBI directive and have set up an effective Grievance Redressal Cell to handle and address all manner of grievances. We always endeavour to carry out responsible lending, whereby we give just the loan which we know you will find convenient to pay back, but also recover our dues ethically. We never believe in any manner of high-handed or coercive recovery methods. But in case you have any complaints we will take up the matter seriously and address the issue within 5 working days. Email us at: info@aadharcardloans.com